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Spain Real Estate

FINANCING PROPERTY IN SPAIN

If you are planning to buy property in Spain, you can finance the purchase with a mortgage from a local bank.

Banks typically lend foreign buyers up to 70% of a property's value. The terms – interest rates in particular – are often better than in Lithuania, which can make a Spanish mortgage the more strategic choice. Another significant advantage is that some Spanish banks accept Lithuanian documents without additional translations, making the process faster and simpler. Some banks in Spain also lend to borrowers up to the age of 75.

Below you will find the mortgage calculator from our partners Habeno, which helps you estimate monthly payments across different scenarios and see whether you would meet Spanish banks' lending criteria. For a free mortgage pre-approval, click the “Get free pre-approval” link, fill in the form, and you will have an answer within 24 hours.

Darius Ringaitis

Your consultant for the Spanish market

Darius Ringaitis

Residential Real Estate / ReACTION Partner

Any questions about financing in Spain — get in touch and we will talk it through.